Can You Transfer a Gift Card to PayPal? Here’s How To Get the Logistics Right!

If you have a gift card lying unused, converting it to PayPal money may seem like a tempting possibility. It wouldn’t hurt to top up your account balance and expand your spending avenues, but what’s the best way to do it?

If you’re looking to transfer a gift card to PayPal, you first need to tackle some basic questions, such as:

• What gift cards work with PayPal?
• What is the correct procedure to execute the transfer?
• Are there any risks involved?

This guide will help you get a full insight into transferring money from a gift card to PayPal the legitimate way. We’ll also look into some practical solutions to deal with gift cards you cannot utilize or merge with other payment systems online.

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What Gift Cards Can You Use With PayPal?

PayPal offers versatile payment setups, and adding a gift or prepaid card as your preferred payment method is one of them. The catch is, as of 2022, this platform only accepts gift cards issued by the following major merchants:

1. Visa
2. Mastercard
3. American Express (AMEX) 
4. Discover

These credit card merchants issue any-store, all-purpose gift cards. You can use most of them for some basic transactions, such as withdrawing cash and paying bills, provided there are sufficient funds to honor the desired amount. Since these particular cards align with PayPal’s user policy, you can use them like generic credit or debit cards for most transactions.

What Gift Cards Can’t Be Used on PayPal?

If you have a gift card issued by any merchant besides Visa, Mastercard, AMEX, and Discover, you cannot add it to PayPal. This includes single- or multi-store cards—also called closed-loop cards—that have a specific range of usage and are not versatile enough for general transactions.

Source: CardMapr

How To Send Money From a Gift Card to PayPal

If you have an eligible gift card and you want to use its balance on PayPal, you need to link the card to your account first. The process is the same as linking any other card on the platform—here are the steps you need to follow:

1. Log in to PayPal
2. Navigate to your wallet
3. Select Link a Debit or Credit Card
4. Add your gift card info
5. Click on Link Card

Some users may get an error while trying to link gift cards. This mostly happens if you use a holiday gift card that doesn't have your name on it. PayPal fails to verify details about its ownership and rejects it. In such cases, you need to reach out to the vendor to activate the card first. Make sure to provide them with the name and address you already use for PayPal. Once the merchant activates your gift card with relevant ownership deets, you should be able to link it to your account without complications.

Are There Any Payment Restrictions to Using Gift Cards on PayPal?

After you’ve successfully attached your gift card, you can spend it on any product or service that accepts PayPal as a payment method. Alternatively, you can send the balance to friends and family members via the platform. 

Note that you cannot designate any gift card, regardless of the issuing merchant, to pay for recurring or subscription services. Such transactions require a consistent backup of funds from a bank account or a credit card, and the gift card’s limited-balance structure cannot support them.

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If you’re into scoring a steady supply of free gift cards and other rewards, using the Mode Earn App is a neat little hack. Our app offers you a great way to cash out your phone time—you earn valuable rewards by collecting points for doing a variety of basic smartphone activities. Here’s how it plays out:

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Other Advantages of the Mode Earn App

The Mode Earn App’s structure is built on giving you a safe and fulfilling experience. We offer:

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Source: Mode Mobile

Can You Turn Unused Gift Cards Into PayPal Cash via Other Websites?

The gift card addition policy on PayPal is pretty understandable. They play it safe and only accept the gift cards issued from selected big vendors—but what about other store-issued reward cards you have?

Dealing with unused gift cards is a frustrating ordeal for most people. 51% of adults in the U.S. have about $15.3 billion worth of gift cards sitting idle. Sometimes, the cards expire. Other times, the stores go out of business. That’s a huge setback for a population that’s already marred by insane inflation and debt rates.

Source: Bru-nO

The unused gift cards have, unfortunately, become a tool for scammers to launch deceiving schemes. You may find many sites offering roundabout ways to convert your gift card value to PayPal cash, and that’s where you should get suspicious.

How To Know if You Are Being Scammed

Steer clear of phony PayPal gift card conversion or balance checker offers that ask you for sensitive financial info. There are four P’s of a scam that every shopper should be aware of. They are described in the table below:

Can’t Turn Gift Cards Into PayPal Balance? Don’t Lose Hope!

The best way to utilize gift cards is to exhaust them towards their intended use. This isn’t a problem when your gift card is from popular stores like eBay, Walmart, and Target—all you have to do is get something of your choice and redeem the card during checkout.

You’ll be in a sticky situation, though, if you are stuck with gift cards that don’t serve you.

The good news is, you don’t have to let them go down the drain. You can liquidate them effortlessly at dedicated sites like Gameflip or GiftCash that let you auction or barter your gift card stash! 

Gift Cards Are Blowing Up—And So Can Your Income!

What if we told you there’s a legit way to grab your favorite gift cards or add some cash to your PayPal account by doing everyday activities, such as browsing your phone or listening to music? If this sounds appealing, turn to Mode Mobile and start earning money and rewards in no time!

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Our products are tailored to give you a personalized earning experience—you do what you like to earn gift cards or other prizes you choose with no stress involved!

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Source: Eddy Billard

How To Get the Mode Earn Phone

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Featured image source: Jernej Furman